Truly Investor Capital
Justin Ramos is a seasoned professional in the underwriting field, currently serving as a Senior Underwriter at Truly Investor Capital since August 2025. Prior experience includes roles as an Underwriter at Rehab Financial Group, LP from March 2022 to August 2025, and as a Mortgage Underwriter at Citizens Bank from July 2020 to March 2022. Justin began the career at Freedom Mortgage as a Conventional Underwriter from January 2017 to January 2019, and also served as an Underwriter / Account Manager at Salem Risk Associates from February 2019 to July 2020. Earlier roles include working as a Special Law Enforcement Officer II at the Washington Township Police Department and as a Bank Teller at Newfield Bank. Justin holds a Bachelor's degree in Criminal Justice/Sociology from Rutgers University - Camden and an Associate's degree in Criminal Justice from Rowan College at Gloucester County.
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Truly Investor Capital
Truly Investor Capital was created by Commercial lending professionals & Oaktree Funding Corp. leadership to deliver a streamlined, faster, and more dependable way for Business Partners & Real Estate Investors to power their businesses. Truly Investor Capital, a division of Oaktree Funding Cop., 3133 West Frye Road, Suite #205 Chandler, AZ 85226 (NMLS # 71640 | In the following states AZ, CA, ID, MN, OR, UT loans are originated and made in the name of Oaktree Funding Corp. (NMLS #71640) pursuant to the laws of AZ Mortgage Banker Lic. # 0920541 | CA DFPI Lic. # 6035721). 1-800-429-5000. © 2024. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Oaktree Funding Corp. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. All state licensing information may be found at NMLS Consumer Access https://www.nmlsconsumeraccess.org Equal Housing Opportunity. We specialize in Business Purpose, Asset-Based Lending including Fix & Flip, Bridge, New Construction, Fix & Hold, Build for Rent, Single Property Rental, and Multiple Property Rental loans.