Richard Lees

Richard joined TSB as Chief Risk Officer in December 2022.

Richard is responsible for credit risk management, second line oversight and the bank’s relationships with regulators.

He has a wealth of experience across financial services leading risk teams and embedding a strong customer focused risk culture. Prior to TSB he led risk functions at Co-op and Metro Bank.

He has also held a number of senior roles, spending more than ten years in credit leadership at HBOS / Lloyds Banking Group. He started his career at Bank of America.