The Finance and Risk Management Team at TEB is responsible for overseeing and optimizing the financial performance and risk profile of the bank. This team manages critical functions such as trade finance, tax regulations for the bank and its subsidiaries, expected loss provisioning under IFRS9, consumer finance risk management, and financial reporting. Additionally, they focus on budget planning, financial control, credit risk methodology, and validation to ensure the bank operates within a robust risk management framework while achieving its financial objectives.