TVS Credit Services Ltd.
Elaiyaraj P is a seasoned data science professional with extensive experience in leading teams and developing innovative solutions. Currently serving as Senior Divisional Manager at TVS Credit Services Ltd. since April 2025, Elaiyaraj has held various significant positions including Senior Technical Lead at Prodapt, where leadership was provided to a team focusing on advanced machine learning applications to enhance customer experience. Prior experience includes Senior Manager (Senior Data Scientist) at Cholamandalam Investment and Finance Company Limited, where a review system was established to monitor risks and a logistic regression underwriting model was developed, yielding substantial profit gains. At Wipro, Elaiyaraj managed a team and implemented multiple Proof of Concepts, while also reducing customer churn through a targeted analysis model. Earlier at Tata Consultancy Services, a notable affinity analysis model was developed to improve cross-selling strategies. Elaiyaraj holds a Master of Science in Statistics from Madras Christian College and a Bachelor of Science in Statistics from Presidency College, Chennai.
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