Michael Havraniak

Michael Havraniak currently serves as Chief Financial Officer at Ualett, a mobile application designed for digital funding solutions targeting independent contractors. With over two decades of experience in finance, Michael previously held senior roles at HSBC as Managing Director and Regional Head of Liquidity in the Americas, where responsibilities included managing a multi-billion-dollar liabilities portfolio and leading financial product teams. Michael's extensive background also includes roles at Lehman Brothers, The Blackstone Group, Goldman Sachs, and Merrill Lynch, focusing on finance, planning, and performance management. Michael holds an MBA in Finance from NYU Stern School of Business.