Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger.
Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.

As a locally owned and operated community bank, we will continue to make a better banking world for you and our communities. When you bank with us, you’re banking with a financial institution that understands your financial needs.

Stop by a branch today and experience Banking Made for You. Expect a warm smile and a team of passionate people ready to help you.

Careers
We love our employees at UBank. When they succeed, we succeed. That’s why we communicate with transparency and provide a working environment that cultivates success for everyone. We also offer great benefits and developmental training for each employee. Ready to join the bank that was made for you?

Banking

UBank

Joe Hamdi

Shana de Paoli

The Credit and Risk Analysis team at UBank is responsible for evaluating the creditworthiness of potential borrowers and assessing the overall risk associated with lending activities. By analyzing financial data and market trends, they ensure that the bank makes informed lending decisions that align with its commitment to supporting the community while minimizing potential financial losses. Their insights play a crucial role in safeguarding the bank’s assets and fostering sustainable growth.

Credit and Risk Analysis

About

Team members

Other teams at UBank

Leadership Team

Loan and Relationship Management