Sanjay Bhatia

Sanjay Bhatia is a Director in Risk Modelling & Analytics at UBS, bringing over 17 years of experience in financial risk management and quantitative modeling. They are a subject matter expert in credit risk quantification and have successfully led numerous regulatory and internal projects on risk model implementation, validation, and governance. Sanjay holds dual post-graduate qualifications, including an MBA in Finance and a Master's in Data Science & Machine Learning from Liverpool John Moores University. Their career has included key roles at banks such as Credit Suisse, Royal Bank of Scotland, and Barclays, where they managed significant stakeholder relationships and delivered strategic changes in risk methodologies.