Xavier Elbaz has extensive experience in liquidity and risk management across multiple financial institutions. From September 2008 to August 2009, Xavier served as a Trader Assistant at Société Générale, supporting trading operations related to interest rates and derivatives. Subsequently, Xavier became an Associate Project Manager, focusing on liquidity stress testing control frameworks, and advanced to the role of Asset Liability Manager (ALM), Vice President, where management of macro-hedging and risk for Investment Banking products was key. In 2020 and 2021, as a Vice-President Project Manager for liquidity risk, Xavier optimized Intraday Liquidity Usage at UBS. Currently, as a Liquidity Risk Officer, Director at UBS, Xavier directs cross-functional teams for liquidity and funding risk controls, ensuring compliance and effective risk management. Earlier roles included a Junior Auditor at PKF and a Liquidity Risk Analyst at Société Générale Corporate and Investment Banking - SGCIB. Xavier holds an MBA in Finance from Georgia State University and a Master in Finance from TBS Education.
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