Xin Chang is a seasoned finance professional with extensive experience in risk management and analysis across multiple prestigious firms. Currently serving as a Director at UBS since November 2017, Xin specializes in risk identification and enterprise risk management. Prior roles include positions at Goldman Sachs as a Credit Risk Analyst and at Morgan Stanley as a Fixed Income Analyst, where responsibilities encompassed leveraged lending analysis, stress testing, and support for trading desks. Xin's educational background includes a Master's Degree in Finance from the University of Maryland, an MBA from Goldey-Beacom College, and an MS in Analytics from Harrisburg University of Science and Technology, complemented by a Bachelor's Degree in Finance from Henan University.
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