Zachary Ratzan is an Investment Banking Analyst at UBS, specializing in Consumer & Retail, starting in October 2023. Prior experience includes a similar role at Credit Suisse from July to October 2023 and various analytical positions at Stifel Financial Corp. and Meridian Capital Group, focusing on private equity due diligence and investment analysis. Zachary was actively involved with the Michigan Real Estate Club from 2020 to 2023 and gained earlier experience as a Consumer Research Intern at ACUPOLL Precision Research, along with roles in sales and marketing at Kinfo US and an associate position at TAZZA CAFE. Education includes a Bachelor of Arts in Economics and a Business minor from the University of Michigan, completed in 2023, alongside high school education at Byram Hills High School from 2015 to 2019.