One of the biggest strengths of the Bangladeshis is resilience in the face of challenges, persistently figuring out solutions to any problem we confront. Inspired by this optimistic spirit, উপায় (upay) was founded to become a companion that makes customer journey simple, secured and convenient, while availing financial services. 

উপায় (upay) is the digital financial service brand of UCB Fintech Company Limited, a subsidiary of the United Commercial Bank. Upon receiving the license from Bangladesh Bank, উপায় (upay) started its journey in early 2021, offering a broad range of mobile financial services to people from all walks of life. 

উপায় (upay) product and services include mobile transactions, utility bill payment, in-store and e-commerce payment, inward remittance, salary disbursement, airtime recharge and other value added financial services. Customers can avail the services from our nationwide agent and merchant network at an affordable charge.

Driven by the ‘Digital Bangladesh’ vision, উপায় (upay) aims to actively contribute in transforming the financial landscape of the country. উপায় (upay) offers easy access to seamless digital financial solution, touching the lives of millions of people, and thus driving financial inclusion in the country. 

Embracing empathy as a core pillar of our value system, উপায় (upay) aims to usher in a new era in the digital financial service industry by keeping the customer’s needs at the front and center of everything we do. No matter what challenges our customers’ face, as a companion, we promise to be their reliable problem solver, offering a delightful customer experience, complete security, and meaningful innovations.

FinTech

Payments

উপায় (UCB Fintech Company Limited)

Sihan Tawsik

Mamun Reza Khan

Biplab Banerjee

Imtiaz Mamun

Shahinur Rahman

Liton Rahman

M.D. Ashraful Islam

Mohammad Sohel Mahmud

Riaz Rahman

M.D. Sohel Rana

Major Mohammad Shamsuzzoha

Adnan Hoque

Hasib Zaman

Sakib Anjum

The Software Development Team at উপায় (upay) is responsible for designing, developing, and maintaining the company's digital financial service platform. This includes building and enhancing mobile applications, integrating secure payment gateways, developing user-friendly interfaces, and ensuring robust backend support. The team collaborates closely to innovate and implement solutions that align with the vision of ‘Digital Bangladesh’, driving financial inclusion and offering seamless, secure, and convenient financial services to millions of users.

Software Development Team

Sales Team

Engineering Team

Software Development Team

About

Team members

Other teams at উপায় (UCB Fintech Company Limited)

Sales Team

Engineering Team