Harshul Khandelwal

Assistant Vice President - MSME Product at Ujjivan Small Finance Bank

Harshul Khandelwal has a diverse work experience spanning several companies and roles. Starting in 2014, they worked as a Summer Intern at gram Vikas Trust, followed by another Summer Internship at Sarovar Hotels & Resorts in 2015. In 2016, they worked as a Summer Intern at GENPACT, where they contributed to Lean Digital and Green Belt projects.

In 2017, Harshul interned at Grant Thornton India LLP. Harshul then joined DCB Bank in 2018 as a Product Manager, responsible for developing state-specific product policies and providing solutions to clients in distress.

From 2019 to 2021, they worked at AU Small Finance Bank as a Product Manager, focusing on the launch of their Loan Origination System, process automation, and handling government schemes.

In 2021, Harshul joined Aye Finance Pvt. Ltd as a Senior Product Manager, leading initiatives in Loan Origination and Loan Management Systems. Harshul successfully implemented an application fee process that increased monthly income on rejected leads.

Currently, Harshul is employed at Ujjivan Small Finance Bank as an Assistant Vice President. Their responsibilities include formulating and implementing policies for MSME products, implementing loan origination systems, handling user acceptance testing and go-live operations, and managing vendor relationships for commercial management and implementation.

Harshul Khandelwal completed their Master of Business Administration (MBA) degree with a specialization in Finance and Financial Management Services from the Institute of Management, Nirma University. Harshul pursued this degree from 2016 to 2018.

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Sarovar Hotels & Resorts logo
AU Small Finance Bank logo
Aye Finance logo
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