Joel Prem

Joel Prem is an experienced legal professional currently serving as the Chief Legal Manager at Ujjivan Small Finance Bank since February 2022, where responsibilities include handling banking litigation and non-litigation matters, with expertise in SARFAESI, DRT, civil cases, and arbitration. Previously, Joel held the position of Senior Legal Manager at Ujjivan, focusing on litigation and recovery support. Prior to this, Joel worked as a Legal Executive at Orange Retail Finance India Private Limited, managing recovery processes in the Karnataka cluster, and served as a Senior Legal Analyst at Kriya NextWealth Private Limited, providing corporate support and team management. Joel began the career as an Attorney at Law at Deshak Law Reigns, dealing with civil and criminal cases. Joel holds a BBA.LL.B degree from JSS Law College, completed in 2016.