Pradeep Karmodiya

Pradeep Karmodiya has extensive experience in credit management and finance, currently serving as Chief Manager - Credit Housing at Ujjivan Small Finance Bank since December 2021. Previously, Pradeep held the position of Manager - Credit - East. Prior to Ujjivan, Pradeep worked at Tata Capital as Credit Manager for Personal Loans from September 2017 to November 2021. Pradeep's career also includes significant roles at Fullerton India as Senior Credit Manager and Credit Manager in Retail, as well as various positions at Bajaj Finserv, including Manager – Credit SF and Senior Executive Operation. Pradeep began professional experience as Trainee Accounts at Bajaj Auto Finance in 2006.