Credit Risk Management

The Credit Risk Management team at Ujjivan Small Finance Bank is responsible for assessing, monitoring, and mitigating credit risks associated with loan products. Comprising various roles such as Credit Managers and Officers, the team evaluates borrower profiles, analyzes financial data, and develops risk assessment frameworks to ensure sound lending practices. Their efforts help protect the bank's assets while enabling access to credit for underserved markets, aligning with Ujjivan's mission of financial inclusion.