Debbie Ramsey

Debbie Ramsey currently serves as the VP - Senior Portfolio Manager for the SBA Group at UMB Bank since February 2025. Prior to this role, Debbie held the position of VP - Portfolio Manager Team Lead at HTLF from July 2017 until the company's acquisition by UMB Bank. With a strong background in portfolio management, Debbie was also the VP - Portfolio Manager Team Lead at Citywide Banks before its acquisition by Heartland Financial USA, Inc. Earlier experience includes serving as SVP - Senior Credit Officer at Colorado National Bank, and SVP - Commercial Underwriting Manager at First Citizens Bank, where significant responsibilities included managing commercial loan underwriting across multiple acquisitions. Debbie's career also features a notable tenure at United Western Bank, culminating as SVP/Mgr-Credit Underwriting Group, and a role as VP/Sr. Account Executive & Underwriter at Transamerica, where responsibilities included managing substantial asset-based loans. Educational qualifications include a Bachelor of Science in Finance and Financial Management Services from the University of Missouri-Columbia.