UMB Financial Corporation
Heather Lott currently serves as a Consumer Credit Card Analyst at UMB Bank since June 2023. Previously, Heather held various underwriting roles, including DE/Conv Mortgage Underwriter at Fairway Independent Mortgage Corporation, where responsibilities included dual-skilled certification for multiple loan types. Prior experience includes underwriting positions at USAA, with authority for VA Jumbo Loans up to $1 million, and roles at The Millennium Group, TransPac Aviation Academy, Lydian Data Services, and Waterfield Mortgage. Educational credentials include an Associate degree in Accounting from International Business College and additional certificates in Business Communications and Accounting from other institutions.
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