J. Paul McNamara

Mr. McNamara is the Chairman of Potomac Capital Advisors, a privately held real estate investment company which advises two real estate partnerships. He has been a director of the Company since 2003, and former Vice Chairman of the Board of United Bank.

Mr. McNamara has spent over 30 years in the banking industry. He was the President and Chief Operating Officer of Sequoia Bancshares for 15 years. Prior to Sequoia, Mr. McNamara worked for Manufacturers Hanover Trust Company for three years and the National Bank of Washington for 12 years, where he held several senior management positions. He has gained valuable insight through his banking experience in senior management positions into retail banking, commercial banking, bank operations and systems. He brings this extensive knowledge of the banking industry to his role as a director of the Company, Chairman of the Governance and Nominating Committee, and as a member of the Executive, Compensation and Risk Committees.