United Consumer Financial Services (UCFS) offers consumer financing for retailers (pets, jewelry, furniture, lawn equipment, hot tubs), in-home sellers (cleaning systems, water), home improvements, medical equipment (portable oxygen concentrators, hearing aids, CPAP machines, stair lifts), medical services (cosmetic procedures, LASIK) and for professional services including tax relief, timeshare relief, funeral services, pet training and veterinary services. Financing sales offers businesses the ability to grow because consumers can make their purchase with low monthly payments with repayment periods of 12, 24, 36 or 48 months.

UCFS serves the United States, Puerto Rico, most Canadian provinces, Australia, New Zealand, Italy and the United Kingdom. Distributors, dealers and merchants count on UCFS for fast, easy and reliable financing services, from instant consumer credit, 17-hour-per-day call-center operations, online credit applications and contracts, to consumer online account inquiry and automatic, recurring bill-pay. Merchants use a portal to view consumer activity.  No matter the size of our business customers, financing programs are customized for each organization’s specific business needs.  

Over 4 million consumer installment contracts have been purchased from our business customers, in a broad range of quality, from prime to substandard. We have customized finance programs for hundreds of companies. Our long-term relationships make UCFS the go-to organization for businesses looking to expand their customer base.

Furniture

Retail

Veterinary & Pet

United Consumer Financial Services

Nick Codispoti

Kimberly Rodman-Ortiz

Katia Newman

Jonathon Kamleitner

Rick Sawyer

John Simon

James Lazarus

Eric St. Cyr

The Operational Support Team at United Consumer Financial Services plays a crucial role in ensuring seamless daily operations across the company. This team is responsible for maintaining efficient credit operations, managing IT infrastructure, and overseeing financial accounting. With a focus on enhancing both internal processes and customer experience, they support various departments by providing technical solutions, streamlining workflows, and ensuring reliable financial reporting. Their collaborative efforts help UCFS deliver fast and reliable financing services to customers and merchants alike.

Operational Support Team

Sales and Client Services

Leadership Team

Operational Support Team

About

Team members

Other teams at United Consumer Financial Services

Sales and Client Services

Leadership Team