Software Engineer - Backend

Updraft is an award winning, FCA-authorized, high-growth fintech based in London. Our vision is to help people get rid of their cumulative debts and the life stress that is associated with that. We believe that the financial world is far too complex, and for customers with large amounts of overdraft and credit card debt overwhelming and stressful. At Updraft we understand the stress, and also the complexity of the financial system, and are building solutions to help solve real problems for real people. We won't rest until everyone in the world has the opportunity to be debt free.

Our product is a mobile application that helps relieve the stress of debt using

• 360-degree spending view across all your financial accounts(using Open banking)

• A free credit report with tips and guidance to help improve your credit score

• Personalized financial planning using a proprietary mix of automated algorithms and manual advice

• Intelligent lending products to help reduce cost of credit.

• Saving products that help users automate their savings.

The engineering team at Updraft is a global one with engineers working from the UK, USA, Italy, Bulgaria with London as its HQ. We are expanding our team and given India’s contribution to tech in recent years, there can’t be a better place for us to build a team in and create wonders. Our current team is filled with ex tech CEOs and CTOs who have come together and built a state-of-the-art fin-tech product that helps thousands of people getting out of the painful debt cycle. With over half of our engineers having an academic background from world-class universities like University of Oxford, Imperial College London and University of Cambridge, we can’t wait to tap the Indian talent and build the best engineering team and culture out there.

Responsibilites

• As a backend engineer at Updraft, you will design and build server-side components that run seamlessly with clients. You will also be involved in architectural improvements and make sure the efficiency of our code is always on point.
• You will build robust and scalable applications and features using internal and external APIs (such as Modulr, Truelayer, Checkout.com) that improve different aspects of existing lending products such as loan application, collections and payments.
• You will increase our operations efficiency by building internal tools that automate tasks and save 1000s of man hours.
• You will work with the data team to implement data driven changes and features such as pricing etc to our product.
• You will work alongside the front-end team and product team to build new features and products that will change the way people handle their personal finances.