Upgrade
Andrew Cheng possesses extensive experience in financial services and payments, currently serving as Senior Manager of New Accounts at Upgrade, Inc. since June 2021 after transitioning from the role of Manager of Verifications. Prior to Upgrade, Andrew held the position of Real-Time Payment Fraud Supervisor at First Republic Bank for two years. A diverse career at LendingClub spanned four years, encompassing roles as Payment Solutions Supervisor and Payment Solutions Specialist. Andrew's foundation in banking commenced at Wells Fargo, where a progression from Bank Teller to Assistant Manager was achieved over an eight-year tenure.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.