Steven Heruty is an expert in credit risk management and data analytics within the financial services sector. They have managed large loan portfolios and optimized underwriting policies throughout their career, which began as a data analyst and progressed to senior roles such as SVP of Credit Risk Management at Providian Financial. Their notable accomplishments include establishing the second line of defense at a leading Fintech bank and designing credit policies for an early-stage consumer lending company. Steven currently serves as the Head of Investor Credit at Upgrade, Inc. and is recognized for their ability to adapt credit strategies to meet evolving regulatory requirements. They hold a Bachelor's degree in Electrical Engineering from Villanova University.
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