Urban Money
Ajay Kumar is a dynamic professional with extensive experience in Business Development, Client Relationship, and Team Management. Currently serving as ASM Gurgaon - Mortgage at Urban Money India since July 2022, Ajay previously held the role of Manager Sales and Marketing at Namaste Loans Pvt. Ltd. from September 2021 to July 2022. Ajay's career began as a Marketing Associate at SBI from August 2016 to July 2021, where strong knowledge of Bank Financing options for Home Loans, Loan Against Property, and Auto Loans was developed. Ajay holds a Bachelor's degree in Business/Commerce from Janak Puri, New Delhi, completed in April 1987.
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Urban Money
Urban Money is India’s first unbiased loan advisory services firm. We advise on all kinds of loans and mortgage solutions. For piecing together the multiple requirements of borrowing process like interest rates, multiple lender options, comparisons, documentation, etc. of a client, Urban Money has on-boarded talents from various banking & financial services giants like HSBC, Citibank, Standard Chartered Bank, Nomura International, ICICI, RKPL, Andromeda, etc. This helps us set up desired partnerships with leading financial institutions to deliver hassle-free, yet comprehensive solutions to the clients. Urban Money is a distributor for several reputed financial institutions including HDFC, ICICI, Axis, Kotak Mahindra, PNB, Standard Chartered, Aditya Birla Finance, Tata Capital, DHFL, Indiabulls, Fullerton, Cholamandalam, Religare, Edelweiss, Reliance Capital, etc. Our USP lies in our unique business model which is similar to the private banking model as we depute individual loan portfolio counselors for each of our clients, ensuring end-to-end services. We manage the entire borrowing process on behalf of the client that includes choosing the right product from the appropriate lending organization, managing documentation, advising on professional issues pertaining to taxation & insurance and assisting the client till the entire loan is disbursed. We are currently present in 100+ locations in India, facilitating home loans for a huge diaspora of Indian population.