Lyndsey Derkatch

Lyndsey Derkatch is a credit risk professional with extensive experience in designing credit card and BNPL credit line management strategies using advanced statistical techniques and AI/ML tools. Currently serving as the Director of Credit Risk for Credit Cards at USAA, Lyndsey previously held roles such as Lead Credit Risk Analyst at the same organization and Model Validation Analyst at the Bank of Oklahoma. They earned a Bachelor of Science in Mathematics and a Master of Science in Finance from The University of Tulsa. Throughout their career, Lyndsey has demonstrated success in collaborating with cross-functional stakeholders to implement innovative solutions.