Nick Tornabene is a results-oriented risk management executive with over 25 years of experience in the financial services industry. Currently serving as Executive Director at USAA, they lead the development and implementation of quantitative risk management strategies, including the Allowance for Credit Losses and stress testing. Notable achievements include successfully spearheading a Day 1 CECL implementation and consistently achieving clean external audit results for six consecutive years. Nick's prior roles include leadership positions at BMO Financial Group and HSBC, where they focused on risk management and portfolio strategy development. Nick holds an MBA and a Master of Science in Predictive Analytics, further enhancing their expertise in data-driven decision-making.
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