Ryan Hayes is a seasoned Decision Science Analyst with extensive experience at USAA, having progressed through various levels since June 2018, including roles as Senior Decision Science Analyst and Analyst II and III. Prior to this, Ryan served as a Credit Risk Analyst Intern at USAA, where responsibilities included evaluating macroeconomic impacts on consumer loan performance and utilizing SAS for cluster analysis. Educational background includes a Bachelor of Business Administration in Actuarial Science from The University of Texas at San Antonio, complemented by foundational training at Ronald Reagan High School.
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