Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, and Virginia. In the beginning, the Company wrote exclusively property insurance on an assessable basis. Now its product line has expanded to include Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

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Insurance

Utica First Insurance Company

Scott A. Shatraw

Richard Zick

The Underwriting Team at Utica First Insurance Company is responsible for evaluating and analyzing potential risks associated with insuring clients across various lines of business, including commercial and personal policies. They assess applications, determine coverage eligibility, and set appropriate premium rates to ensure the company's financial stability while meeting customer needs. This team plays a critical role in maintaining a balanced and profitable insurance portfolio by making informed decisions based on risk assessment data and industry standards.

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