Hiranmay Kar is a seasoned professional in the banking and technology sectors with extensive experience in digital applications and IT solutions. Currently serving as AVP of Digital Applications at Utkarsh Small Finance Bank since January 2022, Hiranmay has previously held positions such as Delivery Head for Digital Initiatives at Ujjivan Small Finance Bank and Chief Manager of the Information Technology Group at Utkarsh Small Finance Bank, where responsibilities included overseeing IT business solutions and digital banking services. Hiranmay's career began as a Programmer at Pentasoft Technologies Ltd., followed by a role as IT Manager at ipbank, where management of the bank's IT department was undertaken. Hiranmay holds a Diploma in Information Technology from Tata Infotech Pune and a Bachelor of Commerce degree from Utkal University.