Krystal Stearns

Krystal Stearns is a highly accomplished mortgage professional with extensive experience in the lending industry. Currently serving as Producing Branch Manager at Valor Home Loans since October 2023, Stearns previously held the position of Branch Manager at Northpointe Bank from May 2016, achieving an impressive average of 50 monthly closings with a 0% turn down rate and earning recognition as one of the top 1% of Nationwide Mortgage Lenders. Prior roles include VP, Retail Market Leader at Cardinal Financial Company, Limited Partnership, and Sr. Loan Officer at HeritageBank of the South (now Renasant Bank). Earlier experience also includes Branch Manager positions at Fairway Independent Mortgage Corporation and Alliance Financial Partners, as well as serving as Sr. Loan Officer at Universal Lending.