Carlos Caal

Carlos Caal is an experienced professional in credit risk analysis and management, currently serving as Gerente de Análisis de Créditos a Largo Plazo at Vana since April 2024. Prior to this role, Carlos occupied various positions at Banco Agromercantil de Guatemala, S.A. from 2014 to 2024, including Gerente de Analítica de Riesgos, Gerente de Riesgo de Crédito Personas y PYME, and Jefe de Análisis de Información y Riesgo de Crédito. Carlos has a strong background in developing internal policies and analytical frameworks for credit risk and profitability in enterprise banking. Academically, Carlos holds an MBA from Pontificia Universidad Católica de Chile, a Master's in Finance from Universidad Galileo, and a Bachelor's degree in Economics from Universidad Francisco Marroquín.