James Hubbard

James Hubbard is a seasoned professional in the field of data science and credit risk analysis, currently serving as a Senior Analyst in Decision Science at Vanquis since July 2025. Prior to this role, James worked at Moneybarn as a Senior Credit Risk Analyst in Structured Lending and as a Credit Risk Analyst from January 2022 to July 2025. James holds a Master of Science in Data Science and Data Analytics from the University of Chichester, as well as a Bachelor of Science in Mathematics and Finance from the same institution. Additional qualifications include AAT Level 3 in Accounting and Finance and Level 2 in Accounting and Business from Chichester College, along with a comprehensive GCSE education from Chichester High School.