Susan M. Wyngaarden

Susan is a co-leader of the Banking, Finance and Restructuring Practice Team. She has extensive experience in the public finance area. She has served as bond counsel to the State of Michigan, its departments and authorities, as well as to many cities, counties, villages, townships, school districts, community colleges, district libraries, other public authorities and Indian tribes. In addition to serving as bond counsel, Susan has also served as underwriter’s counsel, bank counsel, tax counsel and obligor’s counsel for numerous tax-exempt financings, including governmental obligations and private activity bonds for manufacturing facilities and qualified 501(c)(3)bonds.

Susan also represents financial institutions in negotiating and documenting the direct purchase or letter of credit backing for both tax-exempt and taxable bonds/notes, including conduit bond and note transactions issued by state and local authorities for the benefit of higher education, hospital and other nonprofit organizations, pooled revenue note transactions, and State Revolving Fund match bonds and bond anticipation notes. In addition, Susan also works with financial institutions in the direct purchase of bonds and notes from governmental entities including, but not limited to, counties, cities, school districts and authorities. She also represents lenders in providing a variety of taxable loans to governmental and nonprofit organizations.