Niraj Mishra

Niraj Mishra is a Credit Manager at Velocity since December 2024, specializing in the underwriting of high-ticket-size unsecured business loans. Prior to this role, Niraj served as an Underwriting Manager at Faircent from March 2023 to November 2024 and as a Credit Analyst at Stashfin from January 2022 to March 2023. Niraj began the career as a Management Trainee at HDB Financial Services Ltd. from June 2019 to January 2022 and completed a brief stint as a Trainee in the Assurance department at Grant Thornton LLP in 2018. Earlier experience includes working as a Social Media Manager at Palsmaniaa Technologies from April 2015 to June 2017. Educational qualifications include a PGDM from New Delhi Institute of Management and Bachelor's degrees in Business/Commerce from The Institute of Chartered Accountants of India and the University of Calcutta.