Meg Nakamura

Co-Founder & CEO at Vertical Finance


In 2014, Meg co-founded Apto with her long-time colleague and friend, Greg Kidd. Prior to Apto, Meg worked for a regulatory and compliance advisory company where she realized that the financial services landscape was in need of a significant upgrade -- the industry was dependent on outdated, legacy infrastructure and entangled in a web of opaque regulatory requirements, making it difficult to build and launch innovative and bespoke card programs specifically designed for their users. The system was set up to serve only the most highly-resourced, established players in the market.

Meg is passionate about creating a payments ecosystem that is more fair and equitable, allowing the most aspirational companies to enter the market quickly and responsibly. She loves working with those who are equally as enthusiastic about creating user-first experiences in the financial services sector. In a business that is focused on utility and transactions, she strives to create a partnership that is anything but transactional.

Since its Y-Combinator days, when Apto was known as Shift Payments, Apto now supports several of the fastest growing fintech companies in the U.S. and expanded its business to Europe as of 2019.



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  • Co-Founder & CEO

    Current role

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