Meredith Smith

Meredith Smith has extensive experience in the banking industry, particularly in credit risk management. Meredith currently holds the position of Executive Director, Credit Risk Management (Chief Credit Officer) at Virginia Community Capital - VCC, where they are responsible for secondary loan approval for various loan types including commercial and industrial, Small Business Administration, multi-family, low income and historic tax credits, solar, and municipal loans. In this role, Meredith monitors the quality of the bank's loan portfolio and provides guidance to credit staff on bank policy and regulations. Meredith also serves as a liaison between the bank and external loan review, auditors, and examiners. Prior to their current position, Meredith worked as a Senior Credit Officer at Virginia Commonwealth Bank and Bank of Lancaster, where they gained valuable experience in credit analysis and loan management.

Meredith Smith completed their education with a Bachelor of Science (BS) degree in Business Administration from the University of Mary Washington, which they attended from 2001 to 2005. Meredith then pursued further education at Liberty University, where they obtained a Master of Business Administration (MBA) from 2011 to 2013, specializing in Business Administration and Management, General. In 2008 to 2010, they also attended the Virginia Bankers School of Bank Management, although specific degree and field of study information is not available for this period.