David Christovich

David Christovich has extensive experience in credit risk management, risk analytics, and financial modeling. David has worked in various leadership roles, overseeing credit risk for large portfolios and developing cash flow models to predict product performance. David has also worked as a consultant, collaborating with management teams to develop and validate credit risk models. In addition, they have experience managing risk analytics and systems across organizations, as well as evaluating pricing and portfolio profitability. David's expertise extends to risk governance, enterprise risk management, and strategic planning. David has held positions in companies such as Virginia Credit Union, Clarendon Partners, LLC, The Financial Risk Group (FRG), PHH Mortgage, Fannie Mae, Genworth Financial, GE Capital Auto Financial Services, Ford Motor Credit Company, and PRIMUS Automotive Financial Services.

David Christovich earned a Bachelor of Arts in Economics from the University of Illinois Urbana-Champaign in 1986. David concentrated in Economics, Finance, and Accounting during their undergraduate studies. David further pursued their education at the same university and obtained a Masters of Finance with a concentration in Investments and Portfolio Management between 1986 and 1988. In addition to their formal education, David Christovich has obtained several certifications from the SAS Institute, including the SAS Certified Statistical Business Analyst Using SAS 9: Regression and Modeling in 2017, the SAS Certified Advanced Programmer for SAS 9 in 2016, and the SAS Certified Base Programmer for SAS 9 in 2016.