Dhananjay Bhat is a seasoned risk management leader with over 15 years of experience in credit and settlement risk, corporate finance, and financial analysis. Currently serving as the Director of Credit Settlement Risk at Visa Inc. for the Asia Pacific region, Dhananjay drives governance, exposure management, and strategic risk oversight across multiple markets. Dhananjay's previous roles include positions at ICICI Bank, Ahli Bank SAOG, and Edelweiss Capital, focusing on credit analysis, corporate banking, and audit functions. Dhananjay holds multiple qualifications, including an M.Com in Accounts & Finance from Mumbai University and a Chartered Accountant designation.
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