Hardev Bal is a seasoned Digital Programme Manager with a focus on Visa Click to Pay and token implementations. They have extensive experience in test management, leading both onshore and offshore teams across a range of financial digital transactions and complex systems. Previously, Hardev held senior positions at prominent organizations, including Lloyds Banking Group and Visa Europe, successfully driving project delivery and stakeholder management while optimizing QA processes. They are currently pursuing a degree in Computer Science at Sheffield Hallam University.
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