Joseph Azar is an experienced professional in commercial lending and financial services with a career spanning from 2004 to the present. At Cedrus Bank SAL, Joseph served as Deputy Head of Commercial Lending, leading strategic initiatives and optimizing risk management and credit processes. Prior experience includes a role as Senior Commercial Manager at Fransabank SAL where Joseph managed loan portfolios and formulated internal credit policies. Currently, Joseph is a Consultant at Visa, focusing on product lifecycle management for commercial card solutions. Joseph holds a BBA from Holy Spirit University of Kaslik and an MBA in Banking and Financial Support Services from the American University of Science and Technology.
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