Michael Toy is an experienced operations and analytics thought leader currently serving as the Senior Director of North America Commercial Operations at Visa. With a strong background in strategic planning and market assessment, Michael leverages data to drive operational initiatives and enhance decision-making processes across diverse sales channels. Previously, Michael held roles at Visa as a Senior Business Analyst and Director of North America Sales & Commercial Operations, and also completed an internship at Global Sourcing Solutions Inc. Michael earned a Bachelor of Arts in Business Administration from the University of California, Irvine, with a focus on Accounting and International Studies.
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