Rick Malcolm is a seasoned Payments Executive currently serving as the Head of North America Government Solutions, specializing in sales and relationship management across the Public and Private sectors. With a deep understanding of the North American market, Rick has successfully managed significant P&Ls and led diverse teams in various roles at major companies including Visa, Discover Card, and Metris Companies. They hold a Bachelor of Arts from the University of Iowa and have demonstrated expertise in developing and deploying technology solutions to enhance financial inclusion and support the unbanked population.
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