Pavel KAREPIN is an experienced Business Analyst and Developer with a robust background in risk management systems and financial software development. Currently at Vitol Group of Companies since May 2014, Pavel focuses on developing a cross-asset Risk Management and Exposure calculation system, along with options pricing for major commodities. Previous roles include Senior Software Developer at La Banque Postale, where responsibilities included designing a variance/covariance VaR calculator, and Technical Lead/Business Analyst at Société Générale, contributing to high-frequency algorithmic trading automatons. Additional experience encompasses software development and management positions at notable financial institutions, including Natixis and Dexia Credit Local, along with early roles in web development and document management systems. Pavel KAREPIN holds a degree from Saint Petersburg State University of Engineers for Railway Ministry.