David Michael currently serves as Senior Manager – Credit Trading Support at VodafoneThree, where responsibilities include leading a specialist team that connects Credit Risk with Trading and Marketing to enhance financial performance through portfolio trend analysis. Prior experience at Three UK includes roles as Senior Manager Credit Performance & Operations and Senior Performance Manager, focusing on managing credit risk and optimizing financial product performance. David also owned and directed operations at Whoosh Play Centre, achieving significant growth and customer experience improvements. Earlier professional experience includes positions at Citi and HFC Bank, specializing in credit risk analysis and management, along with mentoring junior team members. David holds a BSc in Mathematics and Information Systems from University College Northampton.
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