Wisr
Vinay Kulkarni is a seasoned data engineering professional with extensive experience in designing and implementing data solutions across various companies. Currently serving as Lead Data Engineer at Wisr since April 2021, Vinay has successfully developed a comprehensive data platform and facilitated the creation of customized data pipelines. Previous roles include Senior Data Engineer at REA Group, where Vinay automated database deployments and managed data migration to AWS Cloud, and Data Engineer & DBA at THE ICONIC, responsible for managing data infrastructure and automating SQL Server builds. Earlier experience also includes positions at DXC Technology, Fidelity Information Services, Cognizant Technology Solutions, and Accenture Services, where Vinay honed expertise in SQL Server projects and critical database management. Vinay holds a Bachelor of Engineering degree in Computer Science from Sri Jayachamarajendra College of Engineering, obtained from 2005 to 2009.
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Wisr
DirectMoney combines retail investment and lending services in a unified service platform. It enables investors to directly invest in personal loans via a regulated investment product. Investors buy units in the DirectMoney Personal Loan Income Fund. Successful borrowers enter into loan contracts managed by DirectMoney. Borrower interest is paidto investors after deducting of loan losses and management fees. Borrowers with good credit and employment history will be offered rates that are priced according to their credit rating. This is an innovation in the Australian market where lenders usually offer only one rate based on a single credit grade.DirectMoney is positioned at the at the regulated mainstream end of the peer-to-peer (P2P) lending industry.