Patrick Albert is a Data Scientist specializing in Bonitätsmanagement at VR Smart Finanz since August 2022. Previously, Patrick worked with univativ GmbH in various capacities, including roles focused on controlling, fund data analysis, IT management, database modeling, sales reporting, Python programming, and database management from June to September 2017. Patrick also served as a Wissenschaftlicher Mitarbeiter at TH Aschaffenburg University of Applied Sciences from July 2022 to January 2023, contributing to projects related to artificial intelligence and community initiatives. Patrick holds a Bachelor of Science in Computer Science from IU Internationale Hochschule (2019-2022), an IT-Betriebswirt degree from Fernuniversität Hagen IWW (2017), and additional academic credentials in business and finance from Hochschule Aschaffenburg and Fernuniversität Hagen.
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