Nikki Cruz currently serves as the Program Compliance Administrator at the Washington State Housing Finance Commission since June 2025, following a role as an FHA Mortgage Underwriter at Freedom Mortgage from March 2024 to June 2025. Nikki's extensive experience in mortgage underwriting spans multiple companies, including Paramount Residential Mortgage Group Inc., Fairway Independent Mortgage Corporation, American Pacific Mortgage, Lender Live, Indecomm Global Services, and Amerisave Mortgage Corporation. Expertise includes underwriting FHA, Conventional, and DPA loans, ensuring compliance with regulatory requirements, scrutinizing documentation for accuracy, and addressing quality control and audit findings throughout various roles. Educational background includes studies at Washington Square Real Estate School.
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