A (Excellent) rated by A.M. Best, Western Mutual Insurance Group has been protecting homeowners for over 80 years.  The group consists of Western Mutual Insurance Company, its affiliate, Residence Mutual Insurance Company, and Arizona Home Insurance Company, all helping homeowners to recover from the emotional and financial devastation of unexpected catastrophes in Arizona, California, New Mexico, Nevada, Texas, and Utah.  
The Group's largest writer of California homeowners business, Residence Mutual Insurance Company has been in business since 1949.  
Management of the Group is under the direction of president and chief executive officer Joe Crail, who has held these positions since 1974.  Based in Irvine, CA, Western Mutual provides direct homeowners, dwelling fire, condominium, flood, and earthquake insurance.
The Western Mutual Insurance Group has a financial strength rating of 'A'​ (Excellent) by A.M. Best, and is also rated A Prime, or "Unsurpassed,"​ by Demotech, Inc., for financial stability.

Insurance

Western Mutual Insurance Group

Joe Crail

Michael Hixon

Kevin McFarlin Aic

Jeffrey Straus

Jeff Ogden

Richard L. Leza Jr.

Chris Heiner

John Shen

The Underwriting Team at Western Mutual Insurance Group is responsible for evaluating and assessing risk to determine the terms and conditions of insurance policies. They make decisions on policy approvals, coverage limits, and premiums. This team ensures that the company underwrites policies in a financially sound manner while maintaining compliance with regulatory guidelines, ultimately supporting the company’s strong financial stability and excellent ratings.

Underwriting Team

Claims Team

Information Technology Team

Leadership Team

Underwriting Team

About

Team members

Other teams at Western Mutual Insurance Group

Claims Team

Information Technology Team

Leadership Team