Ralf Smolak

Ralf Smolak is an accomplished financial professional with extensive experience in the banking and mortgage sectors. Currently serving as Regionaldirektor der Wüstenrot Kooperationen for HypoVereinsbank, OLB, and CreditPlus at Wüstenrot Bausparkasse since January 2019, Ralf also holds the position of Head of Sales. Prior to this role, Ralf was Vice President at PlanetHome Group GmbH from June 2003 to December 2018, focusing on mortgage and consumer loans. Ralf's career began at HypoVereinsbank - UniCredit Bank AG, where Ralf held multiple leadership positions, including Leiter der Niederlassung Immobilienfinanzierung and Leiter der Niederlassung Privatkunden, from April 1992 to May 2003. Ralf Smolak earned a Master’s Degree in Business Administration from Hochschule München University of Applied Sciences between 1987 and 1992.