Michael Zarif is a seasoned product leader with over a decade of experience in highly regulated industries, including financial services, fintech, and insurance. Currently serving as the Head of Product for Xero, they lead the product strategy and execution for the company's US Tax portfolio. Previously, Michael held significant roles at Afterpay and Medibank, where they spearheaded compliance initiatives and digital transformations, respectively. Michael's expertise lies in regulatory product strategy, user-centered design, and data-driven decision-making, ensuring scalable solutions that enhance customer experience while mitigating risks. They also provide advisory services for startups and small-cap companies, focusing on product strategy and optimization.
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