XDS is the largest locally owned credit information bureau in South Africa, with subsidiary operations in Ghana and Zimbabwe. We are part of Mettus, a collective of established brands that spans the fast growing data and technology markets across Africa. XDS is rated a level 1 B-BBEE company and is headquartered in Sandton Johannesburg, South Africa. 

At XDS, we believe that customer value and lifecycle management has largely replaced old fashioned credit management in minimising risk and improve proﬁtability within a business. We are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users, so that they can make better decisions when it comes to granting and managing credit.

Our skilled and experienced team together with our leading-edge technology means we’re able to oﬀer innovative and customised credit solutions for rapidly changing business environments. We have extensive experience in credit bureau operations both locally and internationally and are considered the technology leader in developing and deploying credit bureau operating software

JHB Office: 011 645 9100 
DBN Office: 031 584 7379 

Credit

Xpert Decision Systems (XDS) Pty Ltd

Vivian Pather

Chris Williams

Ryan Smith

George Papadimas

The ICT and Engineering Team at Xpert Decision Systems (XDS) Pty Ltd is responsible for developing, maintaining, and deploying leading-edge credit bureau operating software and technological solutions. This team ensures the seamless integration and flawless operation of ICT infrastructure, provides technical support, and drives innovative advancements to meet the rapidly evolving needs of credit grantors and data users. By leveraging their expertise in both local and international credit bureau operations, they enable XDS to deliver smarter, customized credit solutions that enhance risk management and profitability for businesses.

ICT and Engineering Team

About

Team members

Other teams at Xpert Decision Systems (XDS) Pty Ltd

Account Management Team

Product and Development Team